RESIDENTIAL MORTGAGE
Customized Mortgage Solutions
FIRST TIME BUYER
We understand how frustrated to buy your first home with zero experience. Our goal is to guide you every step of the process and make your financing upfront.
Do you know the minimum down payment is only 5% in Canada?
TRANSFER, RENEW & REFINANCE
With your existing mortgage, you need to decide to stay with the same lender, switch to another lender for a better rate or conditions, or accessing additional equity by refinancing. Our goal is to find the best option available, with our 30+ lenders access.
RENTAL PROPERTY
Unlike the mortgage you took out on your principal residence, financing an investment property is a little more complex. However, your rental income will be considered to offset the mortgage payment, to help you qualify a satisfactory loan amount.
SELF-EMPLOYED
Are you frustrated to get a sufficient loan amount with the low net income shown on your tax assessment? Do you know there are several lenders that can approve use your mortgage with bank statements?
NEW IMMIGRANT & NON-RESIDENT
No matter you are living overseas, planning to come back to Canada sometime later, or you are purely new to the country, there is always a way for you to settle your financing if you wish to purchase real estate here.
ALTERNATIVE MORTGAGE
For some reason, you may be not be qualified for a mortgage, with a lack of income, bad credit, bankruptcy, life event, or divorce. Alternative lendings will help you not only to purchase your dream home but also to take out equity from your property for your financial needs.
REVERSE MORTGAGE
If you are over 55 and you would like extra cash flow or a lump sum fund for paying off debt, or you want to support your kids for buying their first home, the Reverse Mortgage is able to help you, to access your equity for your home. And more importantly, there is no monthly payment on the mortgage and you will be still able to live in your home.
Mortgage Protection
Mortgage insurance offers Mortgage Critical Illness and Life Insurance or, Mortgage Life Insurance that can pay towards the outstanding balance on your mortgage if you experience an unexpected covered event.